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01 Solution 01 / 07 · Insurance claims

Insurance claims & alternative accommodation

The claim clockstarted beforeyou called us.

Alternative accommodation for insurers, loss adjusters, social housing and property managers. The right serviced home — matched to school, work, care, access and pets — within hours, sometimes a day or two. A hotel only when a claim lands at night and nothing suitable is free.

Same dayPlacement
PetsAccommodated
AdaptedProperties
One invoicePer claim
Claim clockElapsed 00h 00m
Households1
Hotel nights avoided0
MilestoneStanding by

Illustrative timeline — every claim runs to its own clock

What we handle

Uninhabitable is a deadline, not a status.

Fire, flood, escape of water, subsidence and planned works. From one household overnight to a street after a surge event.

Emergency

Tonight

The right serviced property as soon as one is free; if nothing suitable is available that night, a hotel within reach — booked through Grhum Travel Solutions — while the loss adjuster is still being appointed.

Single claim

Weeks to months

A house or apartment near the school, the job and the property being repaired — with pets, mobility needs and family size handled at source.

Surge

Multi-household

Storm and flood events where a dozen families need placing in the same postcode at the same time.

Planned decant

Scheduled works

Social housing and property management programmes where the move is known in advance and the budget is fixed.

Why claims teams use us

Fewer touchpoints. Less leakage.

Every extra day in a hotel and every unnecessary escalation shows up in the claim spend and the complaint rate.

Extended hotel stayLargest single leak
Unsuitable first placement, then a moveSecond most common
Extension renegotiated mid-claimAvoidable
Reconciliation of separate foliosHidden in handling cost
Placed direct into contracted propertyGrhum model

Indicative ordering, from what we see across claims — not a benchmark figure.

Cost
Out of the hotel, into a property

Self-catering accommodation costs less per night than an extended hotel stay and keeps the household functioning.

Suitability
Matched, not just available

School catchment, commute, ground floor access, pets and household size assessed before options are sent, not after the complaint.

Welfare
Checks scheduled, not remembered

Mid-stay contact built into the booking, with issues raised to you before they become a complaint.

Extensions
Repairs always overrun

Extension pricing agreed up front so the second month doesn't arrive as a renegotiation.

Reporting
One line per claim

Consolidated invoicing with claim references, so reconciliation is a match rather than an investigation.

Placement engine00:00
Enquiry
Requirement
Search area
Matches in radius
StatusStanding by

Sample enquiries — illustration of the matching flow

Sourcing

A postcode is enough to start.

We search outward from the loss address across contracted stock and rank what comes back on distance, size, price and availability — before a single supplier is emailed.

Which is why serviced options land in hours — a day or two at most when the household's needs are specific — rather than after a week of phone calls.

Repair and restoration firms

You empty the house. We fill the gap.

Structural repair, subsidence, restoration and remediation contractors reach the decant question on nearly every job. Refer it to us and the works start on schedule instead of waiting on somewhere for the household to go.

Become a referral partner
  • Placement arranged around your works programme
  • Direct billing to the insurer, not to you
  • Storage and removals handled through the same partner network
  • Extensions when the programme slips — and it will

Credentials

ASAP Agent Member Cyber Essentials

Claims teams

Place a policyholder tonight.

Loss address, household size, pets and any access needs. Options back within two working hours.

Place a policyholder

Out of hours · guest support

Fires and floods don't wait for Monday.

Emergency decant and same-night placements go straight to the duty team.

guestsupport@grhum.co.uk

Everywhere we put people

64 locations. Five nations. One phone call.